"Con Alguien is Tired of not Counting
That with Truth Could Help him With
His Topic
Pensional?"


Of: Camilo Pinto


Hello:

I am sure that there is so important everything related to his obligatory pension that according to my experience, almost 67 % of the persons who come at the pension age happens to them the following thing:

Or they have to keep on being employed until the day at that physically cannot any more or have to live of the help of his relatives because his pension does not reach them to support his quality of life in the years of his supposed retirement.

Is not that sad? Skylight that yes....

In several opportunities during these 6 years, I have had the opportunity to advise several professionals (and some of very successful them and with very respectable careers) that unfortunately did not have another option than that of the whole life worked... for to never have taken the time to sit down with an expert and to check and to analyze his situation pensional.

In the majority of these cases it was a distressing situation and highly tensionante, especially because many of them had enjoyed very good income during the summit of his productive life.

To prevent that from to him happening to you, allow me to tell him why I him suggest to my clients to have his obligatory pension with Skandia and why I have my obligatory pension myself with Skandia:

To have the calmness of being provided with a professional expert in the topic of the personal finance and the financial planeación to accompany it during all the way that supposes the construction of his pension.

To know that it is provided with the soundness of a multinational company with a history in the world of more than 150 years and in Colombia of more than 50 years.

To have briefcase of pensions that historically has always been in the first profitability places.

To feel safe because the fund of obligatory pensions of Skandia AAA has received in a consecutive way the maximum qualification on the part of the signature assessor of risks Duff and Phelps.

To avoid to take surprises with his obligatory pension product of a bad council of adviser slightly prepared and unworthy of attention who walk round there.

To be provided with a consultant in personal finance of confidence who for knowing his financial situation of an integral way, should entrust his family to receive all the benefits and the best recommendations in case of you dies or be incapacitated.

To centralize the information of his personal finance in such a way that it could see the general impact of every decision that you take with regard to the topic pensional and of retirement.

To have the possibility of handling his obligatory pension in coins and hard and solid currencies. Can his current administratrix of pensions do the same?

To have the possibility of diversifying his obligatory pension in other regions of the world to diminish the risk country.

To be provided with monthly extracts that allow him to verify month a month the evolution of the capital in his fund of obligatory pensions.

Undoubtedly now you begin seeing the benefits and some of the reasons more important between why many persons choose Skandia as his administratrix of pensions.




"Since the funds deprived of obligatory pensions were constituted, I did the change of the ISS to one of them. During this period I like user of the above mentioned fund I had to request in several opportunities in writing that were directing me and were guiding me to proceed with the bond pensional and his care. I was visited several times by different persons who requested me repeatedly my labor history in order to initiate the steps. This began me to generate a big wear since every time they were changing to the assigned executive of account, the phones were not answering, the persons were never available, and the information was getting lost.

Likewise, I requested in several opportunities that were guiding me in order to do a planeación of my pension. It was not possible. 2 years ago and 3 months I was visited by a consultant of personal finance of Planning Advisors. I realized the warm attention and felt that as person was important for them since I have an Adviser of head. Likewise, the answer to all my worries was attended immediately.

The previous thing led me to taking the decision to move the obligatory pensions to Skandia, since these also do part of my savings for the future pension. So soon I did this change, they communicated with me to deal with the Bond pensional which to a few months, already was doing also part of my briefcase.

Now having all these contributions with the same fund, I receive monthly the consolidated extracts, the information of his growth and the economic behavior. My Adviser is always in communication with me.

Definitely I am sure that a very good decision was the one that I took on having entrusted in Skandia the handling of my obligatory pension and my bond pensional."

Odette Spir
Financial manager
UNTAUT

For the previous thing, we are ready to have an appointment of 20 minutes
with COMPLETELY FREE you and without any commitment
if it expires with the following
2 requisites:

1.
Is his financial future and his retirement the sufficiently important thing so that you are ready to compromise 20 minutes of his time in order to interact with a highly qualified professional who will look for the way of helping him to plan of better form his retirement?
2.
In a scale from 1 to 10, where 1 means "Am I snooping simply", and 10 means "I am extremely interested and ready to take action immediately", how would it qualify his interest level in this moment?"

 

If he answered affirmatively the first question and if his interest level in the second question is superior to 5, please CLICK to take his information and to programme an appointment with you.

One take the time to read what there say some of the most important newspapers about Colombia on the fund of obligatory pensions of Skandia:

 
Briefcase, November 10 of 2004

The Republic, November 11 of 2004

Unfortunately, nowadays, many of the persons who are employed like advisers at obligatory pensions behave more like sellers or afiliadores and not like consultants.

These persons often have great pressure of results of sales demanded by his companies and that does in some cases to that these sellers affiliate to the persons and do not appear again never again, since they continue in the search of new clients to be able to expire with his sales quotas.

In some occasions I meet a little confused persons because regrettably some of these sellers of pensions that abound on the market give them mistaken information and incorrect numbers in order to which they move the pension with the company that they represent.

... and all that so that after a few months, he does not turn to know
more of them...

I believe that everything turns to the same point... the confidence.

 

It is more I know clients who do not even know the name of his adviser pensional... as if this topic was something of step or minor.

The question that I rise to myself it is if for these persons his retirement is something really important.

RAPID: What would spend if I ask him what is the name of his adviser of obligatory pensions?

I feel that to handle correctly the topic of the retirement and specially the topic pensional can be so vital as a surgery be done by a good doctor. The paradoxical thing is that sometimes I feel as if some persons take so lightly the topic of his pension and on whom it will advise them in this, as if it was not important for them that the surgery they were becoming a lawyer or a university student. Can he believe that?

It is incredible to meet persons advising in topics give a pension to them
without even a university education!

I am sure that for the majority of the persons the fact of counting really and of being able to trust in a person who guides them with his obligatory pension is one of the fundamental reasons that makes them feel safe, comfortable and in good hands.

 

Decide on Skandia and finally receive the best advice and the best option
for the handling of his obligatory pension!

Click so that we take his information and coordinate an appointment with you.

 

Wishing him the biggest financial success,

Camilo Pinto
Certified Financial planner
Publisher
Phone (571) – 6914692
Bogota, Colombia

 

P.D. If he needs more information about the expediency of an appointment with some of our certified consultants, click and write to us his worries.

P.P.D. If he wants to recommend some friend or relative so that this Internet page is sent to him for email please clicks.

P.P.P.D. If for you there are important for the handling of his high obligatory pension soundness, excellent support, good profitability and a permanent accompaniment of professionals certified in planeación financier in those that you could entrust, then click so that we take his information and coordinate an appointment with you.

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